Refinance Rates by State
Browse refinance estimates by state — typical monthly savings, cash-out room up to 80% of value, and the 2026 conforming limits that separate conforming from jumbo (baseline $806,500).
Alabama
24 counties
Alaska
15 counties
Arizona
15 counties
Arkansas
3 counties
California
30 counties
Colorado
24 counties
Connecticut
8 counties
Delaware
3 counties
District of Columbia
0 counties
Florida
31 counties
Georgia
30 counties
Hawaii
4 counties
Idaho
18 counties
Illinois
30 counties
Indiana
28 counties
Iowa
30 counties
Kansas
22 counties
Kentucky
25 counties
Louisiana
24 counties
Maine
16 counties
Maryland
24 counties
Massachusetts
14 counties
Michigan
30 counties
Minnesota
25 counties
Mississippi
25 counties
Missouri
25 counties
Montana
18 counties
Nebraska
20 counties
Nevada
15 counties
New Hampshire
10 counties
New Jersey
20 counties
New Mexico
18 counties
New York
30 counties
North Carolina
30 counties
North Dakota
15 counties
Ohio
30 counties
Oklahoma
22 counties
Oregon
20 counties
Pennsylvania
30 counties
Rhode Island
5 counties
South Carolina
22 counties
South Dakota
18 counties
Tennessee
28 counties
Texas
35 counties
Utah
17 counties
Vermont
14 counties
Virginia
27 counties
Washington
22 counties
West Virginia
20 counties
Wisconsin
25 counties
Wyoming
20 counties
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